DRIVING WITHOUT INSURANCE

Section 143 Road Traffic Act 1988 provides that a person must not use a motor vehicle on a road or public place unless there is in force in relation to the use of the vehicle by that person a policy of insurance

Driving without insurance carries a fine and a minimum of six penalty points.

It is a strict liability offence and so often is difficult to defend, unless certain circumstances apply. However, in some cases, it is possible to avoid penalty points being imposed by raising a “Special Reason”.

An example of a Special Reason may be if an auto-renew insurance policy has failed to take effect properly and the implicated driver has an honestly held belief that they were properly insured. 

If a Court finds a Special Reason to exist, it is able to use its discretion not to endorse the defendant’s driving with penalty points or disqualify. 

We can advise on potential grounds for running a “Special Reason” and prospects of success and also present the argument at Court. 

If you want the best chance of avoiding undue penalties call our Motoring team contact us now. Find your nearest Hine Solicitors by clicking here.