Getting the right advice early means you understand what is actually involved and what happens to your existing arrangements before you go ahead.
Hine Solicitors’ remortgage solicitors handle the legal side of the transaction on your behalf and, in many cases, act for your lender at the same time, so you have one point of contact rather than two separate sets of paperwork to manage. This sits within our wider conveyancing service, and whether you are remortgaging to release funds, move to a better deal or restructure existing borrowing, we explain what is involved and what we need from you before the new mortgage completes.
Releasing equity from your property can be an attractive way to raise funds, particularly where the money is going back into improving the property itself. This includes equity release mortgages, which we deal with in much the same way as any other remortgage. Whatever the reason you are looking to release funds, it is worth taking advice before you commit, since the decision affects your mortgage and your ownership position for years to come. We talk you through what releasing equity actually means in practice, what your lender will require and what to expect from the process, flagging anything along the way that needs your attention.
Picking the right moment to remortgage can matter as much as the decision itself. If you are moving to get a better rate or drawing down equity, the timing of the transaction can affect how much you save and how smoothly it goes. A slow process can mean missing a rate that was only ever available for a limited window, so working with local remortgaging solicitors who turn things around quickly can make a real difference. We aim to keep things moving at our end so that timing works in your favour rather than against you.
In most cases our remortgage solicitors can act for you and for your lender in the same transaction, which means you are not juggling two separate solicitors or trying to keep two lots of paperwork moving in step. We deal directly with your lender’s requirements, keep you informed of what they need and when and handle the legal formalities needed to register the new mortgage once everything is agreed. It keeps the process simpler and gives you one person to call if you have a question, rather than being passed between different parties at a stage when you just want an answer.
Remortgaging often comes down to timing, so speaking to us early gives us the best chance of keeping things moving in step with your lender’s deadline. Find your nearest Hine Solicitors office and we will talk through what the process involves for your situation.
I really don’t have any points for improvement. I had heard our solicitor was good but she really exceeded my expectations and drove the whole process to completion. The estate agent initially had reservations about it being slower to not engage a local lawyer; he was quickly forced to eat his words and admitted he had not seen lawyers able to turn around things so quickly. Not only that but our solicitor quickly overcame obstacles, provided innovative solutions to difficulties and seemed to run rings around the vendor’s lawyers.
Keep on doing what you are doing – getting the basics right. Fast, friendly and professional service. Thank so much to my solicitors for their friendly, efficient and professional service during my property purchase. It was an pleasure being supported by them
I have used Hine solicitors twice, each time the service that was provided was excellent. I would 100% recommend Hine Solicitors.
I’d like to take this opportunity to thank you and the team for your help and assistance with our house move. I found the service provided professional, informative and friendly. Being a first time buyer I felt that you both were either available either by phone or email, and you answered an queries that I had – even if they were ridiculous! The whole process was made incredibly easy thanks to the service you provided.